How It Works
Identifying the Problems
Part of the first step on the path to better credit is to identify the inaccurate information that is bringing your score down. This is done through a deep credit analysis process. Once we know what the problems are, we will give you the information you need to take action to start having those inaccurate remarks remove and ultimately build your credit score. We will be here for you every step of the way and will make sure you know what to do at each step. Our only goal is to help consumers restore their credit ratings.
Analyzing the Updated Reports
After the updated reports have come back in from the suppliers, we will go over them once again to verify the inaccurate, unverifiable or misleading was removed or updated. If the information is still on the report, we go back to the entities that furnished the report and start asking questions about why the information was not removed or updated. If the information on the report has been updated, we move on to the next item that is worthy of a dispute.
Challenging the Bureaus
Once we have identified all of the information that is not verifiable, inaccurate or misleading, we input it into our system. This allows us to begin the challenging process. The process will challenge the information reported by the credit bureau, the creditor and the collector. The dispute letters are sent out to each party. This process can take 30 to 40 days as we wait for replies and updates. You will be able to check the status of your credit repair via our online portal. We work to restore your credit from start to finish.
Weekly Education
During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score. You will be given information about debt settlement and what it takes to rebuild your credit. This education process will happen via emails, text messages and voice broadcast. We also offer Credit Boost and Credit Build that will all assist you on the path to restoring a healthy credit score and maintaining it.
Our 90 Day Guarantee
We understand that you have placed your trust in us, and we take that responsibility seriously.
If we do not get any of your questionable items deleted or updated on your credit report, you are entitled to a full refund.
Also...we promise:
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That you can cancel your service at any time
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That no one will over-promise or guarantee a specific outcome
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That your private information will be protected and secure
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That you will be treated professionally and courteously
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That all of your requests will be responded to in a timely manner
How It Works
Capitalize Life
Sign Up
We get your credit reports, your credit scores, and take care of your credit repair process from start to finish.
Relax
Watch the Progress. Anytime we improve your credit, or whenever a change is made, you’ll be the first to know.
See Results
You can view our activity and all the progress online. Every situation is unique, and you'll start seeing results in just 60 days or sooner.
Our Specialties
Credit Repair Services
When you work with Capitalize Life, you will receive one of the most aggressive credit services available.
Credit Rebuild Specialties
We provide the help you need to rebuild and maintain your credit for optimal score benefit.
Customer Support
We pride ourselves with top of the line customer service. If you need anything, you can reach us by phone or by email.